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Buy a Home Or Rent? What to Do in This Economy

If you are in the position of being a first time home buyer in this economy, you may be stuck in a quandary. With a depressed real estate market, is it better to rent or own a home?

Effect of the Credit Crunch on the Real Estate Market - An Analysis

A proper definition of the term credit crunch is needed so that its effects on the real estate market can be properly analyzed. During a credit crunch, lenders stop lending, and they hold on to their capital because they fear lending money because there are rising bankruptcies, mortgage defaults and job losses, and other factors that increase the risk of a person not being able to repay a loan. People who should otherwise have gotten approved for mortgage loans were turned away.

How to Choose the Best Real Estate Agent Whether Buying Or Selling

In spite of the current economic uncertainties, the real estate market continues to function, albeit at a slower pace than during the housing boom. Admittedly, this is a buyers’ market, and sellers must deal with stiff competition that can drive asking prices lower than would have been preferred

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